Our Insurance Agent is Pat Jennings.  Pat can be contacted at 203-240-2425 or 203-740-7133 for information on all insurance products.

Or. you can click here to send Pat a request for information

The May and June News articles from Pat Jennings:

May

Two Incomes Equals Two Insurance Needs.

In the days of "Ozzie and Harriet," most families fit one description. Fathers worked full-time, while mothers remained home, raising the kids, and taking care of the house. Nowadays, some families do still fall into the traditional, one-paycheck category. Yet others must rely on two incomes to make ends meet -even if one parent works part-time or from home.

As much as things change, they remain the same. This maxim certainly holds true with life insurance planning. If someone earns an income to support a family, family-income protection through life insurance is of utmost importance.

As your agent, I can do a “Needs Analysis” for both of you. I'll take into consideration the amount and the sources of your income, and suggest different ways to provide sufficient life insurance coverage for you and your family.

You take it for granted that you and your family should get an annual checkup from your doctor. But you'd also benefit from a financial checkup. Now's the time, because chances are, your life and your financial obligations become more complicated each year.

Here's good news for married people: If a husband and wife purchase permanent insurance policies at the same time, they can get our Spousal Waiver of Premium rider added to each policy at no cost. You have to apply for insurance on or before your 4Sth birthday, and you both must qualify for insurance at standard rates.

The Spousal Waiver of Premium Rider is an excellent feature for both dual-income and one-income families... and everybody in between. Just give me a call or e-mail: Pat Jennings, (203) 740-7133, pfjennings@charter.net. I'll be glad to meet with you and your spouse.

June

It's Never Too Early to Plan for the Future

Traditionally, this is the month for, two important life events: graduations and weddings. These two events are also opportunities to review your life Insurance coverage -particularly If you're young and in good health.

It's a simple fact that when you're young and healthy, your rates for coverage will be lower than when you're older and your health might not be as good. And even if you're in excellent health, there's no way to predict exactly .when your death will occur.

It's unavoidable that your family will suffer emotionally if you should die. However, financial hardship is something that you .can prevent.

Owning enough life insurance ensures that your family will always have enough money, come what may. As your K of C agent, I can help you determine how much is "enough" for your own family. I can also discuss with you the merits of each kind of life insurance.

It's become fashionable to focus almost exclusively on planning for a prosperous retirement. Yet even in this age of improved health and longevity, some families must still endure the premature loss of a breadwinner. The fact is none of us can be assured that retirement will happen until we actually get there.

By taking steps now, you protect your loved ones against the possibility of your death. What's more, the sooner you act, the greater the benefits will be for your family -and, possibly, for you as well. Just give me a call or e-mail: Pat Jennings, (203) 740-7133, pfjennings@charter.net.

Information on Knights of Columbus Insurance Programs

Knights of Columbus insurance has been "Making a Difference for Life" for more than 120 years. Since our founding in 1882, our primary mission has been to protect families against the financial ruin caused by the death of the breadwinner. Today we do this, and help families secure their financial futures, through our top-rated portfolio of life insurance, long term care insurance and annuity products. 

Use the Life Insurance Calculator to determine the amount of life insurance protection you and your family need.

Tour the Knights of Columbus Supreme site to learn more about the Knights of Columbus and its products.

The Knights of Columbus has been "Making a Difference for Life" for more than 120 years. Let us make a difference in yours. Visit the Knights of Columbus web site for more information – click here.

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